Explore Our Consulting Offerings
Tailored financial expertise—from strategic planning and wealth management to business financing and risk protection, built on over 40 years of trust to help you thrive.
Personalised Financial Planning
Every journey begins with a roadmap. We work one-on-one to understand your aspirations—whether buying a home, funding education or planning a comfortable retirement—and craft a step-by-step plan that adapts as life unfolds.
01
Investment Management
Navigate markets with confidence. Our seasoned advisers build diversified portfolios designed to balance growth and risk, using time-tested strategies alongside modern market analysis to keep your investments aligned with your objectives.
02
Retirement & Estate Solutions
Secure your legacy—and your peace of mind. From superannuation rollovers to trust structuring, we help you optimise tax treatments, establish income streams and preserve wealth for future generations, ensuring your hard work endures.
03
Business & Commercial Finance
Fuel your enterprise’s next chapter. Whether you’re expanding operations, managing cash flow or exploring mergers and acquisitions, our team delivers practical guidance on loans, lines of credit and capital structuring—backed by hands-on support.
04
Risk Management & Insurance Advisory
Protect what matters most. We assess vulnerabilities across life, health, property and liability, recommending insurance and risk-mitigation strategies that fit your budget while guarding against life’s uncertainties.
05
Tax Planning & Compliance
Keep more of what you earn. Our experts stay abreast of ever-changing tax legislation to identify credits, deductions and structures that minimise liabilities—while ensuring full compliance and avoiding costly surprises. We put the ATO into submission.
06
1000+
Happy Customer
30+
Years of Experience
$10,000,000+
In individual gains for our clients
Meet Our Leadership Team
Emma Novak
Senior Investment Advisor
Troy Macintosh
CEO
Susan Wilkinstow
Tax Lawyer
Rodger Greenwood
Senior Financial Advisor
What makes Submission Finance different from other advisory firms?
Submission Finance combines over 40 years of boomer-born values—integrity, face-to-face service and unwavering loyalty—with modern tools and market analysis. When you submit your financial goals to us, you gain a partner dedicated to personalised strategies and transparent communication every step of the way.
How do I get started with Submission Finance?
Simply reach out via our online enquiry form or give us a call. We’ll arrange an initial, no-obligation chat to understand your needs, review your current situation and discuss how we can help you achieve your financial objectives.
Do you offer services for both individuals and businesses?
Yes. We provide tailored solutions for private clients—from retirement planning and investment management to estate structuring—as well as commercial services such as business financing, cash-flow management and M&A advisory.
How is your fee structure organised?
Our fees are transparent and based on the services you choose. We offer fixed-fee projects for planning engagements, percentage-based fees for asset management and hourly rates for ad-hoc advice. All costs will be explained up front so there are no surprises.
What can I expect at my first meeting?
Review your financial history and goals
- Identify key priorities (retirement, education, wealth transfer, etc.)
- Outline a proposed roadmap and service options
- Agree on next steps and timeframes—so you know exactly what to expect.
If you have any additional questions, feel free to get in touch. We’re here to help you submit your ambitions and finance your dreams.
What out Clients say
Ut varius tincidunt libero. Curabitur at lacus ac velit ornare lobortis. Phasellus dolor. Vestibulum
“Submission Finance’s seasoned team has been a cornerstone of our financial strategy. Their integrity and deep market knowledge give us the confidence to navigate complex decisions with ease.”
Daniel Kim
CFO, Greenway Logistics
“The personal touch and reliability I’ve experienced with Submission Finance for over two decades have been unparalleled. They truly understand my needs and deliver tailored solutions.”
Anton Po
Private Investor
Ready to Take Control of Your Future?
Submit your goals to Submission Finance today and let our 40+ years of expertise work for you.